Welcome to Critical Illness Insurance

Do you know someone who has suffered from Cancer, Heart Attack or Stroke?

If you answered yes to this question, then you know their quality of life was affected in a negative way because of the critical illness they suffered and the financial stress that came along with it. While any of the above diagnosis is no longer a death sentence, they carry a hefty treatment cost. Medical insurance will cover the diagnosis and treatment of these serious illnesses, but experts say major medical plans won’t foot the bill for the co-payment, co-insurance, high deductible or any experimental treatments. Major medical coverage leaves you and your family too vulnerable.
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Major medical covers the major expenses related to the hospital stay, but who covers:

  • RX Brand Name Deductibles
  • Mortgage Payment or Rent
  • Car Payment
  • Utilities
  • Child Care
  • Out of Town Care
  • Lost Income
  • Transportation
  • Clinical Trials
  • Home Healthcare Nurse
  • Everyday Living Expenses
  • Protect Retirement Savings

Your critical illness insurance policy will help you overcome the limits of traditional health insurance plans by giving you cash to use any way you want.

How Critical Illness Insurance Helps You & Your Family Survive

A Critical illness policy will pay you directly a lump sum cash benefit when you are diagnosed with one of the covered conditions. The lump sum your critical illness policy pays you will help you cover your financial responsibilities as well as your deductible or coinsurance or any other added expenses not covered by health insurance that can financially wipe out what you’ve worked so hard for or worse yet, don’t have to begin with!

With rising medical costs, people living longer, and traditional health insurance plans leaving more Americans with gaps in coverage, critical illness insurance should be an essential element in every family’s overall financial protection portfolio. Medical problems are the cause of almost two-thirds of U.S. bankruptcies and 80% of these individuals had health insurance.

Critical Illness Insurance Gives You:

  • Options
  • Control
  • Choices
  • Independence
  • Security
  • Relieves financial stress
  • Peace of mind

Call Today: (866)891-8202

Your Local Critical Care Insurance Expert

Don-LaPlume

As your advocate, I want you to focus on your recovery, not the bills. Get the treatment you want, spend time with your family and friends and keep your assets, that’s what a well planned and effective critical illness insurance policy can offer. I’ll make choosing a plan easy and understandable. I’ll advise you every step of the way. I don’t charge any fee’s for my services and the cost of insurance is fixed by law. What that means is nobody can give you a lower price, it’s all about service, and that’s where you’ll see the difference by working with me. I am conveniently located in Southern California, and for over 17 years I’ve provided my clients with no hassle, pressure free information.

Often products resemble each other in features and premiums. For this reason you don’t necessarily need the best company or cheapest product. What you need is the best critical illness insurance broker and that’s me. Let me tell you more about this coverage. I’m available Monday thru Saturday from 8am to 8 pm. Call 1-866-891-8202 or fill out the information request form to the upper right.

 

Take a look at what some of my clients have written:

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Type of Insurance

 Critical Illness Cancer Insurance Health Insurance Health Care Reform Plans Life Insurance Retirement Income 24-Hour Accident Plan

*Your Personal Information Will Not Be Shared nor Sold to any third party companies.

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Featured Carriers

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Supplement Your Health Plan:

  • Pays for Non-Traditional Treatment
  • Help with Healthcare Costs
  • Deductible and Coinsurance
  • Affordable Coverage Options
  • Lump-sum & Tax Free Benefits